Career In Finance – Getting Started

by Misbaudeen Adeshina


How to Start a Career in Finance

If you are interested in pursuing a career in finance, you must understand the importance of financial management. A financial manager’s responsibility is to monitor an organization’s risk exposure; allocate resources in a manner that increases the organization’s probability of achieving desired outcomes.


The art of finance is about managing the risks associated with assets and cash flow so that the organization’s income, assets, and/or cash flows increase. The art of finance requires careful planning and evaluation of risk exposure.


People differ greatly in their personal aesthetic taste. Some pieces of art may not necessarily appeal to the person who appreciates art but maybe the most favorite piece of another person. Some people may prefer a certain type of lifestyle, while others may prefer to live a more traditional lifestyle.

Factors Responsible for the Change in Personal Preferences

There are many factors that can cause people’s personal preferences to differ. Understanding all these factors as you venture into your Career In Finance will help you to easily get started with your Financial Career.

Risk Tolerance

An individual with a high-risk tolerance will be more willing to take more risks with their own money than someone with a low-risk tolerance. Some people have a strong desire to stay within their means. They may decide not to invest or borrow more than they need. These types of individuals typically have a higher degree of financial literacy and understand the importance of budgeting and investing properly.

Risk tolerance is also related to lifestyle. People who prefer a more conservative lifestyle; prefer to live within their means; often have a lower risk tolerance and less ability to increase their income and wealth. On the other hand, people who enjoy a fast-paced lifestyle; especially those who enjoy a high level of leisure; have a greater ability to accumulate wealth and/or gain wealth; their risk tolerance will typically be much higher than those who enjoy a more relaxed lifestyle.

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Financial literacy

This an important component of financial management. In this process, the student examines financial situations in relation to their personal and work-life goals. It is important for a financial manager to know what financial decisions are made for financial management purposes and then learn to recognize risk and recognize areas of concern in terms of personal and work-life goals. This knowledge helps them develop effective strategies for managing their finances and achieving their personal and work-life goals.


Risk tolerance is also related to lifestyle. People with a higher risk tolerance may be able to make more risk-free decisions regarding their financial decisions. Individuals with lower risk tolerance may be more inclined to use credit and/or other financial tools that may involve a risk to achieve their personal goals. Financial managers who enjoy more leisure-based lifestyles may be prone to use leverage, and/or leverage their position of power, influence, and authority to obtain more credit and resources to pursue their personal goals.


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